Hey there, jewelry lover! Have you ever stopped to think about what would happen if your precious jewelry were lost, stolen, or damaged? It’s a scary thought, but it’s a reality that we all face. That’s why it’s so important to have your jewelry appraised for insurance purposes.
What is a Jewelry Appraisal?
A jewelry appraisal is a professional evaluation of the value of your jewelry. It’s a document that details the specific characteristics of your piece, such as the metal used, the gemstones, and the craftsmanship. This information is then used to determine the fair market value of your jewelry.
Why Do You Need a Jewelry Appraisal for Insurance?
If your jewelry is covered by insurance, you’ll need a recent appraisal to ensure that you’re adequately protected. In the event of a loss, the insurance company will use the appraisal to determine how much to reimburse you. Without an appraisal, you may not receive enough to replace your jewelry.
What Does a Jewelry Appraisal Involve?
When you bring your jewelry to J Thomson Custom Jewelers, our part owner and expert gemologist, Tracey Thomson, a GIA Graduate Gemologist, carefully examines each piece. She assesses factors like:
- Gem Quality: The color, clarity, cut, and carat weight of gemstones.
- Metal Purity: The karat of the metal, whether it’s gold, silver, platinum, or another alloy.
- Etc.
Once she’s gathered all the necessary information, we’ll provide you with a detailed appraisal report.
Our Jewelry Appraisal Services
J Thomson Custom Jewelers offers a variety of appraisal services—from insurance and estate settlements to probate and even reselling or auctioning. Here’s what you can expect when you choose us for your jewelry appraisal needs:
- Total Appraisal Service: We charge a detailed fee of $100 to $150 per piece. However, if you bring in more than 20 pieces, the price drops to just $50 per item. This makes it affordable to appraise larger collections or estate pieces.
- Preparation is Key: Before we even begin the appraisal process, we ensure each piece of jewelry is cleaned, polished, and thoroughly checked. This not only helps in accurate valuation but also restores the beauty of your jewelry.
- Timely Delivery: We understand the value of your time. That’s why we guarantee that all appraisals are completed within 7 working days, right here in our shop.
How Often Should You Get Your Jewelry Appraised?
It’s recommended to get your jewelry appraised every 2-3 years. This is because the value of gemstones and precious metals can fluctuate over time. By getting regular appraisals, you can ensure that your insurance coverage is always up-to-date.
Don’t Wait! Get Your Jewelry Appraised Today
If you have jewelry that you want to protect, don’t wait! Schedule a jewelry appraisal with J Thomson Custom Jewelers today. Contact us to learn more or to book an appointment.